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Shop with confidence and no credit
needed. Progressive Leasing makes
ownership accessible for everyone!

Shop with confidence and no credit
needed. Progressive Leasing makes
ownership accessible for everyone!




There’s no credit needed to
apply for the lease-to-own
purchase option.


Apply now for an instant
decision. Approvals up to $3000.


Simple weekly, biweekly or
monthly payment options make it simple to use.



Save money when you pay off your lease early using our 90-day and early purchase options.

*Standard agreement offers 12 month to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA) To purchase early, call 877-898-1970​



If approved, shop for your items online and give us a call at 855-998-7667. Our world class customer care team will assist you with completing your order.


Visit your local and let an associate know you have been approved with Progressive Leasing.

Looking for the perfect piece of furniture to complete your home decor? Look no further than our top-rated furniture stores! Our diverse range of high-quality furniture can elevate the comfort and appearance of your home. You can choose from a wide selection of affordable sofas, sleepers, and couches to find the perfect place to unwind. We also offer sectionals and sectional sleeper sofas to help you create a stylish seating area, and our bedroom set options can transform your sleeping space into a cozy retreat. After a long day, you can relax in one of our comfortable recliners. Additionally, we provide dressers for extra storage and dining kitchen tables for family meals to complete your living space. With our lease-to-own program, you can take advantage of the opportunity to bring home the furniture you ve always wanted without waiting.


Select a topic below for answers to most commonly asked questions. ​
Progressive Leasing can be reached at 877-898-1970 ​

Hours of Operation:

Monday-Friday: 8am-7pm EST
Saturday: 10am-6pm EST

What is a lease-to-own purchase program?Lease-to-own is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to purchase your items.

What do I need to apply and how long does my approval last?You must be 18 years or older (19 in AL), have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, if you do not sign your lease-to-own agreement that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.

Who do I contact if I have a question about my lease?Contact a Progressive Leasing customer service representative at (877) 898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com/.

Where can I access my lease agreement?Full terms are in your lease-to-own agreement, which will be mailed and emailed to you. Your lease-to-own agreement is also available at https://myaccount.progleasing.com/. Copies sent are computer-generated and include a digital signature.

What is meant by "No Credit Needed"?“No Credit Needed” means that you don’t necessarily need to have credit history or a strong credit score to be approved for lease-to-own. We do check credit bureau reports; however, we look at many other data points to make a final decision, and we regularly approve customers with less than perfect credit or very little credit history.

Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Does Progressive report to credit bureaus? Can I build up my credit by doing a successful lease?No. We do not currently report to credit bureaus. Progressive Leasing provides a lease-to-own purchase program, not credit.

What if I need to change my payments or my payday changes?We are happy to work with you to find a payment schedule that works. If you need to discuss potential changes to your payments, please call us at least three business days before your next scheduled payment.


90-day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than
the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.

Universal: The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or
its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at
participating locations only. Not available in MN, NJ, VT, WI, WY.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

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